My house is in a Floodplain? What do I need to do?

Insurance:

You need to consider purchasing floodplain insurance.  Your homeowners or renters’ insurance policy DOES NOT cover flooding.  To purchase flood insurance, contact your regular homeowner’s insurance agent.

Preparation:

Your family is at risk of flooding, which can happen quickly and without warning.  Prepare a family disaster plan for your best protection.  The American Red Cross has excellent publications in English and Spanish to help you with this process.  Your planning should include the following:

  • Designating a meeting place
  • Educating yourself and your children on the warning signs
  • Assembling an emergency food and water supply kit
  • Learning how to turn off utilities
  • Arranging animal care
  • Planning how to help family members and neighbors with special needs

Restrictions:

The City of Duncan requires a Floodplain Development Permit along with a building permit for remodeling, improving, expanding, or rebuilding your home, buildings, parking areas, etc. within the floodplain.  If your property is in a floodplain, all projects must be compliant with stricter rules for floodplain construction. 



Show All Answers

1. What is the Federal Emergency Management Agency?
2. What is a Floodway?
3. What is a floodplain, and what is a flood?
4. What is the National Flood Insurance Program?
5. What is a Flood Insurance Rate Map? What is the importance of a Special Flood Hazard Area and what are flood zones?
6. What is the probability of flooding within a 100-year floodplain?
7. Is there really a need for flood insurance?
8. My house is in a Floodplain? What do I need to do?
9. Who has to buy Flood Insurance?
10. What is a Preferred Risk Policy? Can this save property owners money?
11. What is an elevation Certificate?